Business & Commercial Insurance in California
Insurance Built Around Your
Business
Your business is unique, and your insurance should be built around how you actually operate.
Whether you need coverage for your building, employees, vehicles, equipment, customers, or income, we can help you find the right protection for your business.
As a Farmers agent with access to additional commercial insurance markets, we can offer coverage through Farmers as well as other insurance carriers when a particular risk or coverage need isn't a fit for Farmers.
*Quotes are free, no commitment required
Coverage for a Wide Range of Businesses
We work with businesses across a variety of industries and can help tailor coverage to your specific operations.
Retail
Protect your store, inventory, equipment, employees, and customers with coverage designed around your retail operation.
Restaurants & Food Businesses
Coverage options can address the unique risks associated with restaurants, food service, and other hospitality businesses.
Offices & Professional Businesses
Whether you operate a small office or a growing professional business, we can help identify the coverage needed to protect your property, operations, and financial interests.
And more: We work with a variety of other business types and can help determine which insurance solutions are available for your specific industry.
Contractors
Contractors face unique risks on and off the job. We can help with coverage for your business operations, equipment, vehicles, and liability exposures.
Business Owner's Policy (BOP)
Commercial Property
Protection for your building, equipment, inventory, and other business property
General Liability
Protection against certain claims involving bodily injury, property damage, and other covered liabilities
Business Income
Coverage that may help replace lost income following a covered loss that temporarily disrupts your operations
Bundling these coverages into a BOP can provide a convenient way to manage several important areas of your business insurance.
Coverage That Fits Your Business
Not every business needs the same insurance package. Sometimes you may only need a specific type of coverage rather than a full BOP.
We can help with individual commercial policies such as:
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Commercial Auto
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General Liability
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Commercial Property
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Workers' Compensation
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Business Owner's Policies
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Professional Liability
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Equipment & Tools
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Business Income
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And other specialized commercial coverages
More Markets When You Need Them
As a Farmers agent, we have access to Farmers commercial insurance products. We also have broker access to other insurance carriers, allowing us to look beyond Farmers when a particular business, risk, or coverage need isn't a fit.
This gives us the flexibility to help businesses that may need specialized coverage or a commercial policy that isn't available through Farmers.
Rather than trying to fit every business into the same insurance program, we'll look at your specific operations and help identify available options.
Financial Strength You Can Count On
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Farmers maintains strong financial strength ratings from independent rating agencies, including an A (Excellent) rating from AM Best for applicable Farmers insurance entities.
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Financial strength is an important consideration when choosing an insurance company because it reflects an insurer's ability to meet its ongoing insurance obligations.
Local Business Insurance Guidance
Commercial insurance can become complicated quickly. Your industry, operations, employees, vehicles, property, contracts, and customers can all affect the coverage you need.
We'll take the time to understand how your business operates, identify potential exposures, and explain your coverage options in straightforward terms.
Whether you need one commercial policy or a comprehensive insurance program, we're here to help.
Protect Your Business
Let's review your business and determine what coverage options may be available.